For most people, starting a family one day is one of their biggest goals in life. After all, who wants to die old and alone in an empty house? Even though getting married and having kids is an everyday occurrence, it still requires a great deal of thought beforehand. One can’t just decide to tie your life to someone and even create new life with them on a whim. You have to prepare thoroughly for the future, like choosing to invest in family medical insurance policy malaysia.
Here are some things to think about before getting married and starting a family.
Your relationship with your partner
Building a family starts with you and your partner. The very first thing you have to decide is whether you are compatible enough with your boyfriend/girlfriend to have a successful marriage with them. Do you have the same desires in life? Do your schedules work well together? Are you both better individuals when together? Love on its own is not enough. Every marriage must have healthy doses of respect, proper communication, understanding, empathy and trust. Be honest with yourself and evaluate your relationship accordingly before walking down the aisle.
Finances and Income
Having children is known to be an expensive decision. At the end of the day, you can’t fill your baby’s belly and make sure he or she has a healthy lifestyle with just your love and adoration. Even though getting married comes with multiple financial benefits such as less taxes, that may not always be enough. Be sure to check that you and your spouse’s combined incomes are more than sufficient to support a child. In fact, you should both have some savings squirreled away in preparation for having a baby well before her final term. Most couples in Malaysia do not have money saved which makes starting a family a bad idea. Making sure your finances are in order is crucial.
A Place to Raise Your Child
Most couples can’t imagine starting their family in their parent’s house. They would prefer to have a house of their own where they can have privacy in their own space. However, this is unachievable for some people, especially the less privileged. Housing prices have skyrocketed in the past decade and most couples can no longer afford to buy or rent a house, even with two streams of income. Have a discussion with your partner about where you will be raising your child. There’s no shame in living with your parents if money is tight. However, if you can afford it, look for accommodations that are spacious enough to house you, your partner and however many children you both plan on having.
There are many more things you have to consider before deciding to start a family. Be sure to not only have discussions with your partner but also your other loved ones such as family and friends as you will need a lot of support to begin this new chapter of your life. As the saying goes, no man is an island.